ESTO

ESTO 3 is the most popular new generation payment method. Split the purchase amount comfortably into 3 equal parts. Get exactly what you need without interest, extra fees, or down payment. Use the ESTO 3-part payment method in online stores and physical shops.

You can find all ESTO partner stores in the ESTO Market: https://esto.eu/lv/esto-market

How does it work?
By choosing ESTO 3 as your payment method, you can divide the total payment into 3 equal parts over 3 months without any fees. 

  1. Add the necessary products to your cart. 

  2. Choose ESTO 3 as the payment method at checkout. 

  3. You will receive a decision in real-time. 

  4. If the decision is positive, confirm the purchase. ESTO will send you your first invoice on the 15th of next month.

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ESTO 3 is provided by the licensed consumer credit company ESTO LV AS. Before signing the agreement, please read the terms and conditions carefully and, if necessary, consult with an ESTO AS representative or another specialist. More information is available on the ESTO website: www.esto.eu/lv

Example: loan amount €150, repayment term 3 months, fixed interest rate 0.00%, one-time contract fee €0, monthly administration fee €0, annual percentage rate (APR) 0%, monthly payment €50, total amount to be repaid by the consumer – €150.

WHAT IS ESTO?
ESTO is a financial services company founded in 2016 in Estonia. The brand was created to meet the need for next-generation payment solutions suitable for both consumers and merchants. Today, ESTO offers a wide range of payment solutions across the Baltics, with a partner network of more than 5,000 merchants and stores, and over 600,000 customers. ESTO provides a variety of products for both B2B and B2C clients.

If you have any questions, please use one of ESTO’s customer support contact options:
https://esto.eu/lv/klientiem/